Insurance Dispute Guides & Consumer Insights

Statutory regulations, judicial precedents, and step-by-step resolution frameworks to overturn arbitrary claim repudiations.

All Topics (3) Health Insurance Life Insurance Mis-selling & Fraud

Mis-Sold ULIP as Fixed Deposit? How to Get a 100% Refund

Mis-selling & Fraud

2 min read 225 views

24 Sep 2026

Mis-Sold ULIP as Fixed Deposit? How to Get a 100% Refund

Bank branch managers frequently mislead senior citizens and depositors into purchasing high-risk market ULIPs. Here is how to recover 100% of your money.

Bima Nivaran Consumer Rights Cell Read Guide

What to Do When Hospital Cashless Claim is Arbitrarily Rejected

Health Insurance +1 Photos

2 min read 103 views

24 Sep 2026

What to Do When Hospital Cashless Claim is Arbitrarily Rejected

Emergency steps and legal recourse when Third Party Administrators (TPAs) unlawfully deny cashless treatment at network hospitals.

Dr. R. K. Saxena (Ex-Ombudsman Advisor) Read Guide

Section 45 of Insurance Act: Protection Against 3-Year Rejections

Life Insurance +2 Photos

2 min read 146 views

24 Sep 2026 Regulatory Link

Section 45 of Insurance Act: Protection Against 3-Year Rejections

Understand how Section 45 of the Insurance Act makes life insurance claims incontestable after 3 years, even if insurers cite non-disclosure or medical history.

Adv. Amit Sengupta (Senior Legal Counsel) Read Guide

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Insurance Dispute Guides & Consumer Insights

Mis-Sold ULIP as Fixed Deposit? How to Get a 100% Refund

What to Do When Hospital Cashless Claim is Arbitrarily Rejected

Section 45 of Insurance Act: Protection Against 3-Year Rejections

Has Your Insurance Company Wrongfully Rejected Your Claim?

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